Some of the options available to you are:
Home Affordable Modification Program: You must qualify First …. check if you qualify for HAMP
Short sale: A short sale is when you sell a home for less than what is owed on the mortgage…. you should list it with a real estate professional that's well versed in these types of sales.
Deed in lieu of foreclosure: Essentially handing over the keys to the lender in lieu of actually going through the foreclosure process.
Talk to your lender: The bottom line: If you're struggling to make your monthly mortgage payment or you've missed a payment, make a call to your lender.
To find out more about these options and others visit my Foreclosure Website.
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